Mortgage services are available across the United States, each state having its own providers, local regulations, and industry characteristics.

Mortgage services are available across the United States, each state having its providers, local regulations, and industry characteristics. Here’s a summary of some of the mortgage services you can find across various states and regions:

These lenders cover a wide range of mortgage options and cater to different needs, from first-time homebuyers to those seeking refinancing or jumbo loans. National lenders provide broad accessibility across states, while regional banks and credit unions offer more localized, personalized services.

Alabama (AL)

• Regions Mortgage and VAMortgage Center are major mortgage lenders in Alabama.
• The state has a competitive mortgage market with options for FHA, VA, and conventional loans.
• Local lenders like First Federal Mortgage and Alabama Residential Mortgage provide tailored home financing services.

Alaska (AK)

• Alaska USA Mortgage Company and Mt. McKinley Bank are major lenders in Alaska.
• The state offers a range of mortgage products including FHA, VA, USDA, and conventional loans.
• Denali State Bank and Northrim Bank are among other local providers that offer home loans.

Arizona (AZ)

• Fairway Independent Mortgage and Quicken Loans offer mortgage services in Arizona.
• Arizona has an active real estate market, and various mortgage options, including government-backed loans (FHA, VA), and conventional loans, are widely available.
• AZ Mortgage Brothers and Homeowners Financial Group are examples of Arizona-based mortgage brokers.

Arkansas (AR)

• Arvest Bank and Bank of the Ozarks provide mortgage services throughout Arkansas.
• Many lenders offer conventional, FHA, and VA loan options for homebuyers in the state.
• Smaller lenders like Legacy National Bank are prominent in the local mortgage scene.

California (CA)

• California has a large and diverse mortgage market with national providers such as Wells Fargo, Chase, and Quicken Loans.
• Local banks like Union Bank and California Bank & Trust also offer mortgage services.
• California has specific programs like the California Housing Finance Agency (CalHFA) for first-time homebuyers.

Colorado (CO)

• Fairway Independent Mortgage and Cherry Creek Mortgage are popular mortgage providers in Colorado.
• Colorado has a robust mortgage market with many lenders offering FHA, VA, and conventional loans.
• FirstBank and Cornerstone Home Lending are additional options for homebuyers in Colorado.

Connecticut (CT)

• Webster Bank and People’s United Bank provide mortgage services in Connecticut.
• The state has a variety of mortgage lenders that cater to different loan types, including conventional, FHA, and VA loans.
• The Hartford offers competitive mortgage rates in the area.

Delaware (DE)

• Wilmington Savings Fund Society (WSFS) and M&T Bank are leading mortgage providers in Delaware.
• Delaware has a strong market for both first-time homebuyers and refinancing, with services like FHA and VA loans.
• Local mortgage brokers such as Delaware Mortgage Services provide personalized loan solutions.

Florida (FL)

• Quicken Loans, Wells Fargo, and Chase are major players in Florida’s mortgage market.
• Florida has one of the largest real estate markets in the U.S., and lenders offer various products, including FHA, VA, and conventional loans.
• Local firms such as Apex Mortgage and Florida Home Funding cater to specific needs in the state.

Georgia (GA)

• SunTrust Bank (now part of Truist), Guild Mortgage, and Fairway Independent Mortgage are among the top lenders in Georgia.
• Georgia has a wide range of mortgage products, including first-time homebuyer programs and refinancing options.
• Local lenders like Georgia’s Own Credit Union offer competitive mortgage rates.

Hawaii (HI)

• First Hawaiian Bank and Bank of Hawaii offer a variety of mortgage products in Hawaii.
• Due to the unique real estate market in Hawaii, specialized mortgage products such as jumbo loans are common.
• Hawaiian Financial Federal Credit Union and Island Home Loans cater to residents looking for home financing.

Idaho (ID)

• Idaho Central Credit Union and Simmons Bank provide mortgage services in Idaho.
• The state offers a variety of home loan options, including FHA and VA loans, to accommodate both first-time buyers and those looking to refinance.
• Local lenders like Go Mortgage and Teton Mortgage also serve the region.

Illinois (IL)

• Guaranteed Rate, Wells Fargo, and Quicken Loans offer mortgage services in Illinois.
• Chicago, as a major urban center, has a competitive mortgage market with a variety of loan products.
• Smaller, local lenders like Busey Bank and American Mortgage Service Co. serve the Illinois market.

Indiana (IN)

• 5/3 Bank, PNC Bank, and Huntington Bank are the top mortgage providers in Indiana.
• Indiana has a healthy mortgage market with various loan products, including conventional, FHA, and VA loans.
• Local options like Key Mortgage provide services tailored to Indiana residents.

Iowa (IA)

• Wells Fargo, MidWestOne Bank, and GreenState Credit Union offer mortgage services across Iowa.
• Iowa’s home loan market features both conventional and government-backed loans.
• Local lenders such as First National Bank provide personalized mortgage services.

Kansas (KS)

• Capital Federal Savings and Security Bank of Kansas City offers mortgage services in Kansas.
• Kansas has a mix of government loans (FHA, VA) and conventional options, with some programs for first-time homebuyers.
• CommunityAmerica Credit Union is another notable provider in Kansas.

Kentucky (KY)

• Fifth Third Bank and PNC Bank provide mortgage services in Kentucky.
• Kentucky’s mortgage market includes a wide range of products, from FHA and VA loans to USDA and conventional loans.
• Republic Bank and Horizon Mortgage are Kentucky-based lenders.

Louisiana (LA)

• Regions Bank and Louisiana Federal Credit Union offer mortgage services in Louisiana.
• The state has a variety of mortgage loan products, including conventional, FHA, and VA loans.
• Calcasieu Marine National Bank and Gulf Coast Bank & Trust are other local providers.

Maine (ME)

• Bar Harbor Bank & Trust and Bangor Savings Bank are major mortgage providers in Maine.
• Maine’s mortgage market offers options for first-time buyers, including FHA and USDA loans.
• Katahdin Trust Company is a well-known regional lender in the area.

Maryland (MD)

• SunTrust, PNC Bank, and M&T Bank provide mortgage services in Maryland.
• Maryland has a competitive mortgage market with FHA, VA, and conventional loan options.
• Howard Bank and First Home Mortgage are among the local lenders.

Massachusetts (MA)

• Citizens Bank, Bank of America, and Quicken Loans provide mortgage services in Massachusetts.
• Massachusetts offers a variety of loan options, including first-time homebuyer programs and jumbo loans.
• Eastern Bank and Bay State Savings Bank serve the local market.

Michigan (MI)

• Quicken Loans, Flagstar Bank, and Fifth Third Bank are key players in Michigan’s mortgage market.
• The state offers competitive mortgage rates and a variety of home loan options.
• Michigan First Mortgage is a local lender with personalized service for residents.

Minnesota (MN)

• U.S. Bank, Wells Fargo, and Fairway Independent Mortgage are prominent in Minnesota.
• Minnesota offers a variety of mortgage options, including conventional, FHA, and VA loans.
• Stearns Lending and Minnesota Housing offer additional resources for homebuyers.

Mississippi (MS)

• Regions Bank, Trustmark National Bank, and Southern Bancorp offer mortgage services in Mississippi.
• Mississippi offers various loan types, including FHA, VA, and USDA loans.
• First Mississippi National Bank and BankFirst provide mortgage solutions in the state.

Missouri (MO)

• U.S. Bank, PNC Bank, and Commerce Bank provide mortgage services in Missouri.
• Missouri has a competitive mortgage market with options for both first-time homebuyers and refinancing.
• St. Louis Bank and Academy Bank are regional lenders.

Montana (MT)

• First Interstate Bank and Stockman Bank of Montana are key mortgage lenders in Montana.
• Montana offers a range of home financing options, including FHA, VA, and USDA loans.
• Great Western Bank and Mountain West Bank are also popular local lenders in the state.

Nebraska (NE)

• Union Bank & Trust and First National Bank of Omaha provide mortgage services in Nebraska.
• Nebraska’s homebuyers can find various loan types, including FHA, VA, and conventional loans, as well as special programs for first-time buyers.
• WoodmenLife and Cornerstone Bank are regional lenders offering mortgage solutions.

Nevada (NV)

• Quicken Loans, Wells Fargo, and Bank of America are major mortgage providers in Nevada.
• Nevada has a large real estate market with diverse mortgage options including FHA, VA, and conventional loans.
• Nevada State Bank and First Independent Bank offer local mortgage services.

New Hampshire (NH)

• CitiMortgage and Bank of New Hampshire are prominent mortgage lenders in New Hampshire.
• The state has a competitive mortgage market with products for first-time buyers, as well as FHA, VA, and USDA loans.
• Lake Sunapee Bank and Barrett & Seidman Mortgage are also well-known regional lenders.

New Jersey (NJ)

• Chase, Wells Fargo, and Quicken Loans are leading mortgage providers in New Jersey.
• New Jersey offers various loan programs, including first-time homebuyer programs and FHA, VA, and conventional loans.
• The Provident Bank and New Jersey Mortgage are some of the well-regarded local lenders.

New Mexico (NM)

• New Mexico Bank & Trust and Navy Federal Credit Union provide mortgage services in New Mexico.
• New Mexico has a variety of mortgage options, including FHA, VA, and USDA loans.
• First American Bank and Albuquerque Federal Credit Union are additional local providers.

New York (NY)

• Quicken Loans, Wells Fargo, and Chase are major mortgage lenders in New York.
• The state has a dynamic and diverse real estate market, with a wide range of loan products, including conventional, jumbo, FHA, and VA loans.
• New York Mortgage Trust and Dime Community Bank are other regional options.

North Carolina (NC)

• Bank of America, Quicken Loans, and Wells Fargo offer mortgage services in North Carolina.
• North Carolina is a competitive market with mortgage products for all types of buyers, including FHA, VA, USDA, and conventional loans.
• Truist and First Citizens Bank are two of the local lenders providing home financing options.

North Dakota (ND)

• Gate City Bank and First International Bank & Trust provide mortgage services in North Dakota.
• North Dakota has a range of mortgage options, including conventional, FHA, VA, and USDA loans.
• Western State Bank and Dakota Community Bank & Trust also offer home loan services in the state.

Ohio (OH)

• KeyBank, Huntington National Bank, and Quicken Loans are major mortgage providers in Ohio.
• Ohio has a broad selection of loan options, including FHA, VA, conventional, and first-time homebuyer programs.
• Fifth Third Bank and Union Home Mortgage are local lenders popular in Ohio.

Oklahoma (OK)

• Chase, Wells Fargo, and Quicken Loans offer mortgage services in Oklahoma.
• Oklahoma’s mortgage market provides options such as FHA, VA, USDA, and conventional loans, catering to various buyer needs.
• Bank of Oklahoma and MidFirst Bank offer regional mortgage options.

Oregon (OR)

• U.S. Bank, Wells Fargo, and Quicken Loans are prominent mortgage lenders in Oregon.
• Oregon offers diverse loan products, including FHA, VA, USDA, and conventional loans.
• OnPoint Community Credit Union and Selco Community Credit Union offer competitive mortgage services.

Pennsylvania (PA)

• PNC Bank, Wells Fargo, and Quicken Loans provide mortgage services in Pennsylvania.
• Pennsylvania’s mortgage market offers a variety of products, including FHA, VA, and USDA loans.
• The Hershey Federal Credit Union and Customers Bank are notable local lenders.

Rhode Island (RI)

• The Washington Trust Company and Citizens Bank are leading mortgage lenders in Rhode Island.
• Rhode Island has a range of mortgage products, including FHA and conventional loans, with options for first-time homebuyers.
• Coastal1 Credit Union and Rhode Island Housing provide additional mortgage services.

South Carolina (SC)

• Bank of America, Wells Fargo, and Quicken Loans offer mortgage services in South Carolina.
• South Carolina’s market is competitive with options for FHA, VA, and conventional loans.
• South Carolina Federal Credit Union and First Citizens Bank are local mortgage providers.

South Dakota (SD)

• First National Bank in Sioux Falls and Great Western Bank provides mortgage services in South Dakota.
• South Dakota offers various home loan options, including FHA, VA, and USDA loans.
• The First Bank & Trust and Dacotah Bank offer regional services.

Tennessee (TN)

• First Horizon Bank, Regions Bank, and Quicken Loans offer mortgage services in Tennessee.
• Tennessee has a robust mortgage market with FHA, VA, conventional, and jumbo loan options.
• SunTrust (now Truist) and Mountain Commerce Bank are other local lenders.

Texas (TX)

• Wells Fargo, Chase, and Quicken Loans are leading mortgage lenders in Texas.
• Texas offers a wide array of mortgage products, including conventional, FHA, VA, and jumbo loans.
• BBVA Compass and Texas Capital Bank are other prominent regional providers.

Utah (UT)

• U.S. Bank, Wells Fargo, and Quicken Loans offer mortgage services in Utah.
• Utah offers competitive mortgage options, including FHA, VA, USDA, and conventional loans.
• Deseret First Credit Union and Mountain America Credit Union provide local mortgage solutions.

Vermont (VT)

• People’s United Bank and Vermont Federal Credit Union are key mortgage lenders in Vermont.
• Vermont offers a variety of home loan options, including FHA and conventional loans, along with first-time homebuyer programs.
• Union Bank and Community National Bank also offer mortgage services in the state.

Virginia (VA)

• Quicken Loans, Wells Fargo, and Bank of America are major mortgage providers in Virginia.
• Virginia offers a broad range of mortgage options, including VA, FHA, USDA, and conventional loans.
• Virginia Credit Union and Atlantic Union Bank are additional local providers.

Washington (WA)

• U.S. Bank, Wells Fargo, and Chase offer mortgage services in Washington.
• Washington has a diverse real estate market, with a wide range of mortgage options such as FHA, VA, USDA, and conventional loans.
• BECU (Boeing Employees Credit Union) and Sound Credit Union are regional lenders.

West Virginia (WV)

• BB&T (now Truist) and Huntington Bank provide mortgage services in West Virginia.
• West Virginia’s mortgage market offers options for both first-time buyers and those refinancing, including FHA, VA, and conventional loans.
• WVS Bank and United Bank also provide mortgage solutions in the state.

Wisconsin (WI)

• U.S. Bank, Wells Fargo, and Quicken Loans provide mortgage services in Wisconsin.
• Wisconsin’s mortgage market includes options like FHA, VA, conventional, and first-time homebuyer loans.
• Associated Bank and North Shore Bank offer regional services in Wisconsin.

Wyoming (WY)

• First Interstate Bank and Wells Fargo provide mortgage services in Wyoming.
• Wyoming offers a range of mortgage options, including FHA, VA, USDA, and conventional loans.
• Jackson State Bank & Trust and Wyoming Community Bank are other regional lenders.

District of Columbia (DC)

• Quicken Loans, Wells Fargo, and Bank of America are leading mortgage lenders in Washington, D.C.
• D.C. offers a variety of home financing options, including conventional, FHA, VA, and jumbo loans.
• DC Federal Credit Union and M&T Bank provide regional mortgage services, catering to both first-time buyers and those refinancing.

American Samoa (AS)

• Bank of Hawaii and American Savings Bank provide mortgage services in American Samoa.
• Mortgages in American Samoa are primarily focused on FHA loans, with options available for local buyers and those looking to refinance.
• The U.S. Department of Veterans Affairs (VA) also offers mortgage services to qualified military veterans.

Guam (GU)

• Bank of Guam, First Hawaiian Bank, and Wells Fargo are prominent mortgage providers in Guam.
• Mortgages in Guam are commonly offered through FHA, VA, and conventional loans.
• Local credit unions like DoDEA Credit Union and Pacific Islands Club (PIC) Credit Union also offer home loans for residents.

Northern Mariana Islands (MP)

• Bank of Saipan and First Hawaiian Bank offer mortgage services in the Northern Mariana Islands.
• The mortgage market in the Northern Mariana Islands primarily involves FHA loans, with some conventional loan options available through local banks and credit unions.
• Friedman Memorial Credit Union is another local lender that offers residential mortgage services.

Puerto Rico (PR)

• Banco Popular, FirstBank Puerto Rico, and Scotiabank offer mortgage services in Puerto Rico.
• Puerto Rico’s mortgage market includes FHA, VA, USDA, and conventional loans, catering to both first-time homebuyers and those seeking refinancing options.
• Cooperative Bank of Puerto Rico and Oriental Bank are other local lenders in the territory.

United States Minor Outlying Islands (UM)

• Mortgage services in the U.S. Minor Outlying Islands are limited, with most mortgage services available through larger regional banks like the Bank of Hawaii and First Hawaiian Bank. The focus is on FHA and VA loans, depending on eligibility for U.S. military personnel.

Virgin Islands, U.S. (VI)

• Bank of St. Thomas, FirstBank Virgin Islands, and Banco Popular offer mortgage services in the U.S. Virgin Islands.
• The mortgage market in the Virgin Islands offers FHA, VA, and conventional loan options.
• Local credit unions such as the Virgin Islands Federal Credit Union also provide mortgage loans for island residents.

This summary outlines the mortgage services provided across the U.S. and its territories. From national lenders like Wells Fargo, Quicken Loans, and Bank of America, to regional banks and credit unions, the mortgage landscape in the U.S. is extensive and diverse. Each region and state offers various home loan options, including FHA, VA, USDA, and conventional loans, as well as specialized programs for first-time homebuyers, refinancing, and veterans.

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